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2/15/10 - For sales commencing this week and hereafter, payment of any bid amount at sale must be received by the Morgan County Public Trustee no later than noon on the day of the sale. If full payment of the bid amount from the highest bidder at the sale is not received by noon on the day of the sale, the next highest bidder who has tendered the full amount of their bid by 2:00 p.m. on the day of the sale shall be deemed the successful bidder at the sale.
1/1/10 - The foreclosure laws have changed again. Most of the changes affect the foreclosure process internally and will be transparent to the public. Contact this office for more details.
6/18/09 - The Morgan County Public Trustee will not be conducting foreclosure sales on November 11, 2009.
6/2/09 - The Governor has signed HB
09-1276 into law. This bill, which affects foreclosures filed on or
after August 1, 2009, grants certain qualified homeowners in foreclosure a
90-day deferment in order to "catch up" on delinquent payments and keep their
home.
Information on the deferment program is available on the
Division of
Housing website. You may also contact the Colorado
Foreclosure Prevention Hotline, 1-877-601-HOPE (4673).
To find a list of approved Housing Counseling Agencies, go to
http://www.hud.gov.offices.hsg/sfh/hcc/hcs.cfm?.
4/21/08 - The forms for Releasing Deeds of Trust have changed. There is now a section for the current address of the borrower, assuming party, or current owner. Also, the Release without Production of Evidence of Debt now may be used by persons submitting a Corporate Surety Bond in lieu of the original evidence of debt and by qualified Title Insurance Companies.
1/1/08 - Effective today, persons desiring to bid at a foreclosure sale must register with the Public Trustee prior to the sale and funds must be tendered at the time of the sale.
1/1/08 - Effective today, the foreclosure laws have changed! Sale dates on residential properties are now extended from the previous 45-60 days to 110-125 days after the Notice of Election and Demand (NED) to foreclose is recorded in the County Clerk's office. There is no longer an owner redemption period but those junior lienors whose liens are of record at the time of the recording of the NED will be eligible to redeem. To read about these changes and many others, follow this link to the Colorado General Assembly's website to view CO Revised Statutes. Most of the foreclosure statutes are in Article 38 under Title 38 of the Colorado Revised Statutes.
11/6/07 - The Morgan County Public Trustee will not be conducting foreclosure sales on December 26, 2007 or January 2, 2008.
11/5/07 - The Morgan County Public Trustee has established December 21, 2007 as the last day that a foreclosure will be started under the current statutes. After that date files will still be accepted but the Notices of Election and Demand will not be recorded until after January 1, 2008 and therefore will be subject to the new foreclosure statutes.
7/1/07 - The date that the new changes to the foreclosure statutes become effective has been extended from 7/1/07 to 1/1/08. Also, the form for releasing deeds of trust is now in statute. These are available on the "Public Trustee Forms" page.
8/29/06 - The Morgan County Public Trustee now accepts e-Releases through a company named SimpliFile. For submission and pricing information, go to www.simplifile.com.
7/1/06 - The first provisions of HB 06-1387 take effect today. The bulk of this sweeping rewrite of the foreclosure statutes will take effect on July 1, 2007. It will combine the current cure period with the current owner's redemption period to create a longer cure period prior to sale while removing the owner's redemption period.
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